Informational use only
RunwayCalc provides financial calculators and educational content for general informational purposes. Nothing on the site constitutes financial advice, investment advice, tax advice, legal advice or a recommendation of any specific security, fund, insurance product, lender or strategy.
Outputs depend entirely on the inputs you provide and the assumptions you choose. Real returns, real tax bills and real loan outcomes will differ. You alone are responsible for the financial decisions you take after using a calculator. Where the decision is material, please consult a SEBI registered investment advisor, a chartered accountant, a tax practitioner or another qualified professional in your jurisdiction.
Accuracy and updates
We work hard to keep slabs, rates, surcharge bands, cess values and notified scheme rates current. Indian financial regulation changes through Budget announcements, CBDT circulars, EPFO notifications and PFRDA orders. There may be a short window between a notification and the corresponding update on the site. While we strive for accuracy, we do not warrant that every number is current at every moment.
If you spot a calculation that disagrees with a published source, please write to [CONTACT_EMAIL] with details. We will review and update the calculator if a correction is warranted.
No warranty
The site is provided on an 'as is' and 'as available' basis. To the maximum extent permitted by law, [COMPANY_NAME] disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, reliability and non infringement. We do not guarantee that the site will be uninterrupted, error free, secure or free of viruses or other harmful components.
Limitation of liability
To the extent permitted by applicable law, in no event shall [COMPANY_NAME], its founders, employees, contractors or affiliates be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profit, revenue, data, business opportunity or goodwill arising from the use of, or inability to use, the site or any calculator on it. Total aggregate liability arising from your use of the site is limited to one hundred Indian rupees.
Acceptable use
You agree not to use the site in any way that is unlawful, harmful or disruptive. Specifically, you will not attempt to gain unauthorised access to systems, scrape the site at a rate that affects other users, redistribute calculators in a manner that misrepresents the source, or remove copyright and attribution notices from any page.
Reasonable, attributed reuse of educational content with a clear link back to the source page on RunwayCalc is encouraged, particularly for journalism, classroom teaching and personal blogs.
Intellectual property
All original content on the site, including the calculator interface design, written explanations, images, brand marks and the underlying source organisation, is the property of [COMPANY_NAME] or its licensors and is protected by Indian and international copyright, trademark and other intellectual property laws. The financial formulae themselves are not proprietary and remain in the public domain. Their implementation, presentation and the surrounding educational copy are the protected work product of the site.
Third party links
Some pages may link to third party sites such as government portals, regulatory bodies or reputable news sources. We do not control those sites and are not responsible for their content, policies or practices. A link is not an endorsement.
Changes to these terms
We may update these Terms and Conditions from time to time. The latest version will always be posted on this page with a revised last updated date. Continued use of the site after a change indicates acceptance of the updated terms.
Governing law
These Terms and any dispute arising from your use of the site are governed by the laws of [JURISDICTION], India. Courts in [JURISDICTION] have exclusive jurisdiction.
Contact
Questions about these Terms can be sent to [CONTACT_EMAIL]. We respond within one working week.