Loan and EMI Calculators for India
Loan calculators make borrowing costs visible before you sign an offer letter or loan agreement. This category covers reducing-balance EMI, home loans, personal loans, car loans, education loans, prepayments, loan eligibility, rental yield and property purchase costs.
What belongs here
Use these tools when comparing EMIs, tenure changes, prepayment savings, refinance offers, affordability and upfront property costs.
Which calculator should you use?
Start with EMI or the loan-specific calculator, then check eligibility and prepayment. For property decisions, combine home loan EMI with rent vs buy, rental yield and stamp duty.
Most-used calculators
- LoansPOPULAR
EMI Calculator
Monthly payments for any loan.
- LoansPOPULAR
Home Loan EMI
Long-tenure home-loan EMI and amortization.
- LoansNEW
Home Loan Balance Transfer
Compare refinance savings after fees and tenure changes.
- LoansPOPULAR
Car Loan
Auto-loan EMI and total interest.
- LoansPOPULAR
Personal Loan
Unsecured personal loan EMI.
- LoansNEW
Credit Card Payoff
Minimum due trap and payoff time.
- LoansPOPULAR
Education Loan
Education loan EMI with longer tenures.
- LoansNEW
Rent vs Buy
Compare house ownership versus renting over your stay horizon.
- LoansNEW
Rental Yield
Gross and net rental yield from a property.
- LoansNEW
Stamp Duty
Estimate property stamp duty and registration costs.
- LoansPOPULAR
Loan Prepayment
Quantify interest saved by prepaying.
- LoansPOPULAR
Loan Eligibility
Maximum loan you qualify for on your income.
Other categories
Tax & Business
Income tax, salary, GST and business viability ratios.
Home Renovation
City-wise renovation, interiors, labour, furniture and solar cost planning.
Investment
SIP, lump sum, compound interest, withdrawal plans and inflation.
Retirement & Savings
FIRE, PPF, EPF, NPS, FD and RD with FY 2026-27 rates.
Startup
Runway, dilution, SaaS unit economics and growth efficiency.