Retirement and Savings Calculators for India
Retirement and savings calculators cover both long-term wealth building and safety planning. Some calculators use notified government rates, while others use assumptions selected by you. This category includes FIRE planning, provident fund schemes, pension planning, deposits, emergency fund and term insurance cover.
What belongs here
Use these tools for retirement corpus estimates, government savings maturity, pension planning, emergency cash targets and protection planning.
Which calculator should you use?
Use FIRE for retirement independence, PPF/EPF/NPS for statutory or government-linked retirement savings, FD/RD/SCSS/POMIS for fixed-income scenarios, and emergency fund plus term insurance for household resilience.
Most-used calculators
- RetirementPOPULARNEW
FIRE Calculator
Plan financial independence and early retirement.
- Retirement
PPF
Public Provident Fund maturity at notified rate.
- RetirementPOPULAR
EPF
Employee Provident Fund corpus at retirement.
- Retirement
NPS
National Pension System corpus and pension.
- RetirementPOPULAR
Fixed Deposit
FD maturity at any compounding frequency.
- RetirementPOPULAR
Recurring Deposit
RD maturity for monthly deposits.
- RetirementNEW
Sukanya Samriddhi (SSY)
SSY maturity at 8.2% over 21 years.
- RetirementNEW
NSC
National Savings Certificate maturity, 5-year lock.
- RetirementNEW
SCSS
Senior Citizens Savings Scheme quarterly payout.
- RetirementNEW
POMIS
Post Office Monthly Income Scheme payout.
- RetirementPOPULARNEW
Net Worth
Personal balance sheet, asset mix and debt ratio.
- RetirementNEW
Emergency Fund
Safety fund target from expenses, EMIs and dependents.
- RetirementNEW
Term Insurance
Estimate life cover needed for dependents.
Other categories
Investment
SIP, lump sum, compound interest, withdrawal plans and inflation.
Tax & Business
Income tax, salary, GST and business viability ratios.
Loans
EMI, prepayment savings and eligibility for any reducing-balance loan.
Startup
Runway, dilution, SaaS unit economics and growth efficiency.
Home Renovation
City-wise renovation, interiors, labour, furniture and solar cost planning.