Stamp Duty Calculator
Estimate stamp duty, registration fee, fixed charges and total property purchase cost with adjustable state-wise rates.
இங்கே தொடங்குங்கள்
- எதை உள்ளிடுவது
- சட்டப்படி மதிப்பிடப்படும் சொத்து மதிப்பு, முத்திரை, பதிவு விகிதம், நிலையான கட்டணங்களை உள்ளிடவும்.
- முடிவின் பொருள்
- மொத்தக் கட்டணம் முத்திரை, பதிவு, பிற கட்டணங்கள்; சொத்து விலை தனி.
உதாரணமும் வரம்புகளும்
- எளிய உதாரணம்
- ₹50 லட்சத்தில் மாதிரி 6% முத்திரை, 1% பதிவு, பிற கட்டணம் இல்லையெனில் ₹3.5 லட்சம்.
- நினைவில் கொள்ளுங்கள்
- மாநிலம், வாங்குபவர் படி விதிகள் மாறும். வழிகாட்டி மதிப்பு, சலுகை, உச்சவரம்பைச் சரிபார்க்கவும்; இவை அதிகாரப்பூர்வ மாநில விகிதங்கள் அல்ல.
உங்கள் முடிவைக் கணக்கிடுங்கள்
உங்கள் எண்களை உள்ளிடுங்கள். மாற்றும்போது மதிப்பீடும் வரைபடங்களும் புதுப்பிக்கும்.
Purchase inputs
Rates are illustrative user inputs, not state-specific defaults. Use the legally assessable value for duty (often the higher of consideration and notified guidance/circle value); this simplified estimate does not model caps, concessions or different registration bases. Total purchase cost uses that same value; if your actual price differs, budget actual price plus charges separately.
- Total charges
- ₹5,90,000
- 7.4%
- Stamp duty
- ₹4,80,000
- Registration fee
- ₹80,000
- Total purchase cost
- ₹85,90,000
உங்கள் கணக்குகள் சொல்வது என்ன
Charges add 7.4% on top of the price, or ₹5.9L.
Home loans usually don't fund stamp duty and registration, so keep this ready in cash alongside your down payment.
Stamp duty is 81% of your total charges.
Some states charge lower duty for women buyers or joint ownership with a woman; check your state's concessions.
Every ₹10 lakh of property value adds ₹70,000 in duty and registration.
Stretching your budget for a bigger home raises these one-time costs too, so include them when comparing options.
உங்கள் கணக்கீட்டைப் புரிந்துகொள்ளுங்கள்
Stamp duty and registration fees are among the largest one-time costs of buying property, and they're paid in cash on top of your down payment. This calculator estimates stamp duty, the registration fee and any fixed charges from the property value and the rates you enter, then shows the total you'll need and what it adds up to as a share of the price.
Stamp Duty Calculator ஏன் பயன்படுத்த வேண்டும்
Buyers often plan for the down payment and EMI and forget that registration needs several lakh more in cash. At a combined 7% on an ₹80 lakh flat, that's ₹5.6 lakh before legal and other charges, and lenders generally don't fund it as part of the home loan, so check with yours. Knowing the figure before you pay a token amount keeps you from scrambling for funds on registration day.
ஒரே பார்வையில் நன்மைகள்
Rates you control
Enter the stamp duty and registration rates for your state, city and buyer category instead of relying on a built-in table that may be out of date.
Total cash requirement
See duty, registration, fixed charges and the all-in purchase cost together.
Quick sensitivity check
The result also shows what every ₹10 lakh of property value costs in duty and registration at your rates.
Stamp Duty Calculator ஐ எவ்வாறு பயன்படுத்துவது
- 1
Enter property value
Use the value duty is assessed on. In many states that's the higher of the agreement value and the government's circle or guidance value; confirm the rule for your state.
- 2
Enter stamp duty rate
Use the rate for your state, municipal area and buyer category from the state registration or revenue department website.
- 3
Enter registration rate
Add the registration fee as a percentage. If your state charges a flat or capped fee instead, set this to zero and enter it under fixed charges.
- 4
Add fixed charges
Include legal or documentation fees, scanning and other small charges you've been quoted.
- 5
Read total cost
Use total charges for cash planning and total purchase cost for your overall budget.
உதாரணம்
₹80 lakh flat at 6% duty and 1% registration
These are the calculator's illustrative defaults, not any state's actual rates. Stamp duty is ₹80,00,000 × 6% = ₹4,80,000. Registration is ₹80,00,000 × 1% = ₹80,000. Adding ₹30,000 of fixed charges gives total charges of ₹5,90,000, or 7.375% of the value.
- Stamp duty (6%)
- ₹4,80,000
- Registration fee (1%)
- ₹80,000
- Fixed charges
- ₹30,000
- Total charges
- ₹5,90,000 (7.375%)
- Total purchase cost
- ₹85,90,000
- Duty + registration per ₹10 lakh
- ₹70,000
At these rates every extra ₹10 lakh of property value adds ₹70,000 of upfront cash on top of the down payment.
எவ்வாறு கணக்கிடப்படுகிறது
Stamp duty = property value × stamp duty % and registration fee = property value × registration %.
Total charges = stamp duty + registration fee + fixed charges, and total purchase cost = property value + total charges. Charges as a percentage of value is total charges ÷ property value × 100.
The calculator applies flat percentages to one value. It doesn't model slab rates, caps on registration fees, concessions for women or first-time buyers, or a duty base that differs from the price you pay, so check those against your state's rules and adjust the inputs.
கருதுகோள்கள் மற்றும் வரம்புகள்
- Displayed rates are illustrative inputs, not verified state-specific defaults.
- Rates vary by state, city, gender, property type and value slab.
- Enter the legally assessable value after applying local agreement-value/circle-rate rules; those rules, fee caps and concessions are not modelled.
- The simplified total purchase cost uses the same input value for price and charge base; compute separately if the actual price differs from the assessable base.
- Legal, brokerage and interior costs are excluded unless entered as fixed charges.
அடிக்கடி கேட்கப்படும் கேள்விகள்
Are stamp duty rates the same across India?
No. Stamp duty is set by each state, and rates can differ by city or municipal limits, buyer category, property type and value. Look up the current rate on your state's registration or revenue department site before you rely on any figure.
Is registration fee separate from stamp duty?
Yes. It's a separate charge for registering the document. Depending on the state it may be a percentage, a flat amount or a percentage with a cap, so check which applies to you.
Which value is duty charged on, agreement value or circle rate?
In many states it's the higher of the two. If the government's circle or guidance value for your property is above your agreement price, duty may be assessed on that higher figure. Confirm the rule with the sub-registrar's office or your lawyer.
Are there concessions for women buyers?
Some states have offered lower stamp duty for women or joint ownership with a woman. Whether a concession applies, and how much it is, varies by state and changes over time, so verify it on the state portal and enter the reduced rate here.
Can stamp duty be included in my home loan?
Lenders generally fund a share of the property value, and registration costs are usually expected from your own funds. Ask your lender how it treats these charges before you count on financing them.
Does this calculate the exact amount payable?
No. It estimates from the rates and value you enter. The final figure comes from your state's registration system, so verify it there or with your lawyer before payment.
இறுதியாக
Use the stamp duty calculator early, ideally before you shortlist properties, so registration cash is part of your budget from the start. Then confirm the state rate, the assessable value and any concession with your state registration portal or lawyer before you pay.
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