Subscription Cost Calculator
Add Netflix, Prime, Spotify, gym and other plans to see your monthly and yearly subscription spend, cost per use, and what cancelling one could grow into.
यहाँ से शुरू करें
- क्या भरें
- हर सब्सक्रिप्शन की स्टेटमेंट वाली कीमत, बिलिंग अवधि और महीने में कितनी बार इस्तेमाल करते हैं, भरें। जिसे बंद करना है, उसका Keep हटाएँ।
- नतीजे का मतलब
- मासिक खर्च में सालाना और तिमाही प्लान मासिक रकम में बदले जाते हैं; प्रति उपयोग लागत = मासिक लागत ÷ उपयोग।
उदाहरण और सीमाएँ देखें
- आसान उदाहरण
- ₹1,500 का जिम प्लान महीने में दो बार इस्तेमाल हो तो ₹750 प्रति विज़िट; बंद करने पर साल में ₹18,000 बचते हैं।
- ध्यान रखें
- सेवाओं की कीमतें उदाहरण हैं; अपनी कीमत भरें। निवेश वाला आँकड़ा आपके माने गए रिटर्न पर है, गारंटी नहीं।
अपना परिणाम कैलकुलेट करें
अपने आँकड़े दर्ज करें। बदलाव के साथ अनुमान और चार्ट अपडेट होंगे।
Your subscriptions
Prices are examples. Copy the amount from your bank or card statement, pick how often you're billed, and estimate how many times you use each one in a month. Untick Keep for anything you plan to cancel.
Looking ahead
- Monthly spend
- ₹2,393
- 5 paid subscriptions
- Yearly spend
- ₹28,715
- ₹4.16L over 10 years with price rises
- Saved by cancelling
- ₹18,000 / yr
- Could grow to ₹4.68L if invested
आपके आँकड़ों का मतलब
Your 5 subscriptions cost ₹2,393 a month, ₹28,715 a year.
Yearly and quarterly plans are spread into a monthly figure so every service compares on the same footing.
Gym membership costs ₹750 each time you use it, the most per use on your list.
A high price per use is the first thing to question: use it more, move to a cheaper tier, or drop it.
Cancelling saves ₹18,000 a year. Invested monthly at 12%, that could reach ₹4.68L in 10 years.
The projection raises the investment by your 8% price-rise assumption each year, matching what you would otherwise pay. Returns are not guaranteed.
Cost by subscription
| Subscription | Billed | Per month | Per year | Per use | Share | Plan |
|---|---|---|---|---|---|---|
| Netflix | Monthly | ₹499 | ₹5,988 | ₹42 | 21% | Keep |
| Amazon Prime | Yearly | ₹125 | ₹1,499 | ₹21 | 5% | Keep |
| Spotify Premium | Monthly | ₹139 | ₹1,668 | ₹6 | 6% | Keep |
| Google One storage | Monthly | ₹130 | ₹1,560 | ₹4 | 5% | Keep |
| Gym membership | Monthly | ₹1,500 | ₹18,000 | ₹750 | 63% | Cancel |
| Total | ₹2,393 | ₹28,715 | 100% |
Put this money to work
Every price, usage count and rate is your input. The service list only fills in example prices; plans and prices change, so check them against your statement.
अपनी गणना समझें
Subscriptions are small enough to ignore one at a time and large enough to matter together. A ₹149 music plan, a ₹499 streaming plan, a yearly shopping membership, cloud storage and a gym fee can quietly add up to more than an EMI. This subscription cost calculator puts every plan on one list, converts yearly and quarterly billing into a monthly figure, and divides each one by how often you actually use it. You can add common services from the list or type in your own, and every price stays editable so it matches your statement rather than a list price.
एक नज़र में लाभ
Every billing cycle on one footing
Monthly, quarterly and yearly plans are converted to a monthly equivalent, so a ₹1,499 yearly membership and a ₹149 monthly plan compare directly.
Cost per use, not just cost
Enter how often you use each service and see the price of every use. Plans you never open are flagged with what they cost you in a year.
Keep or cancel, side by side
Untick Keep on any plan to see the yearly saving and the long-run cost of what remains, with your own price-rise assumption.
Hands your numbers to the next calculator
One click opens the SIP or inflation calculator already filled with your subscription amounts, so you can follow the money further.
Subscription Cost Calculator कैसे उपयोग करें
- 1
List your subscriptions
Start from the example rows, add common services from the list, or add your own. Copy the price from your bank or card statement and choose how often you're billed.
- 2
Estimate uses per month
Count roughly how many times you use each service in a typical month. For storage or always-on plans, use 30.
- 3
Mark what you'd cancel
Untick Keep for plans you're ready to drop. The savings card and insights update immediately.
- 4
Look ahead
Set an expected yearly price increase, the number of years, and the return you'd assume if the cancelled amount were invested instead.
उदाहरण
Five subscriptions, one rarely used
Netflix at ₹499 a month, Amazon Prime at ₹1,499 a year (₹1,499 ÷ 12 = ₹124.92 a month), Spotify at ₹139, Google One storage at ₹130 and a ₹1,500 gym membership used twice a month come to ₹2,392.92 a month, or ₹28,715 a year. The gym is 63% of the spend and ₹750 per visit. Cancelling it saves ₹18,000 a year. Invested instead, ₹1,500 a month at the start of each month, rising 8% every year and earning an assumed 12% (1% a month), the ₹2,60,758 you'd have paid in fees grows to about ₹4,68,383 in 10 years.
- Monthly spend
- ₹2,392.92
- Yearly spend
- ₹28,715
- Gym cost per visit
- ₹1,500 ÷ 2 = ₹750
- Keeping everything for 10 years at 8% yearly price rises
- ≈ ₹4,15,982
- Keeping only the other four plans for 10 years
- ≈ ₹1,55,224
- Gym fee invested instead for 10 years at an assumed 12%
- ≈ ₹4,68,383 from ₹2,60,758 put in
Replace the example prices and uses with your own; the cost per use column is usually where the decision becomes obvious.
इसकी गणना कैसे होती है
Each plan is converted to a monthly equivalent: price ÷ 1 for monthly billing, ÷ 3 for quarterly and ÷ 12 for yearly. Yearly cost is monthly × 12, and cost per use is monthly cost ÷ uses per month.
Long-run cost adds each year's bill with prices rising by your yearly increase: yearly cost × (1 + rise)^year for every year in the horizon.
The invest-instead figure treats the monthly cost of the plans you cancel as a monthly SIP at your assumed return, raised each year by the same price increase, using the same formula as the SIP calculator: each instalment is invested at the start of the month and grows at the annual return ÷ 12 every month.
मान्यताएँ और सीमाएँ
- All prices, billing cycles and usage counts are your inputs. Service names only pre-fill example prices.
- Quarterly prices are divided by 3 and yearly prices by 12 to get a monthly equivalent.
- Long-run cost assumes every plan rises by the same yearly percentage you enter.
- The invest-instead projection treats the cancelled monthly amount as a SIP that rises with prices each year, at a constant assumed return, before tax.
- GST and card or foreign-currency charges are counted only if they are included in the price you enter.
अक्सर पूछे जाने वाले प्रश्न
How do I find all my subscriptions?
Go through two or three months of bank and credit card statements and your UPI autopay mandates. Yearly plans are easy to miss, so check the last twelve months for those, and look at app store subscriptions on your phone.
Why compare cost per use instead of the monthly price?
The monthly price tells you what a plan costs; cost per use tells you whether it's worth it. A cheap plan you never open is worse value than a pricier one you use every day.
Are the service prices accurate?
They are example prices to get you started. Plans change price and differ by tier, region and offer, so replace each one with the amount on your statement.
How is the invest-instead amount calculated?
The monthly cost of the plans you mark to cancel is treated as a monthly investment for your chosen years, at your assumed return. It rises each year by your price-increase assumption, matching what you'd otherwise have paid. Returns are not guaranteed.
Is a yearly plan cheaper than paying monthly?
Often, if you'd keep it all year anyway. Add both versions as separate rows with their own billing cycle to compare the monthly equivalents, then keep the one you'll actually use for twelve months.
अंतिम बात
Subscriptions are the easiest recurring cost to cut because cancelling takes a minute and nothing breaks. List them once, look at the cost per use, and drop the ones that don't earn their place. Then put the saved amount into the SIP calculator and decide whether it should become an investment instead of another plan.
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